Workers' comp audit bill review
Is your workers' comp audit bill too high?
We check it for mistakes for free. If we find some, we help you get it lowered. You only pay if your bill goes down.
For roofing, framing, landscaping, drywall, concrete, trucking, and staffing companies with 10 to 150 employees.
How it works
- 1
Send us your bill
A PDF or a photo from your phone.
- 2
We check it for free
We look for mistakes and tell you what we find.
- 3
You dispute it
We write the letter and do the paperwork. You send it to your insurance company.
What's an audit bill?
The extra bill you get after your policy ends.
- 01Your workers' comp price starts as a guess based on your payroll.
- 02At the end of the year, the insurance company checks your real payroll.
- 03If they think you owe more, they send a bill. That's the audit bill.
- 04It can be a big surprise. And it can have mistakes.
What we look for
Common mistakes on audit bills.
Your subs were counted as your workers
This happens when their insurance certificate wasn't on file.
Workers were put in the wrong job category
Like office staff charged at roofer rates.
Pay was counted that shouldn't be
Like the extra half of overtime pay, which many states leave out.
Your discount or rating is wrong
The bill doesn't match the rate or credits you were quoted.
Price
Free to check. You only pay if you save.
If your bill goes down, we get 30% of what you saved. If it doesn't, you pay nothing.
Example
- Your bill goes down by
- $10,000
- You pay us
- $3,000
- You keep
- $7,000
Want help all year? Our optional monthly plan keeps your subs' insurance certificates on file and gets you ready for next year's audit. $250/month under 50 employees. $500/month for 50 to 150.
Questions
Common questions.
Do I have to switch insurance agents?
No. We don't sell insurance. Keep your agent.
Who talks to the insurance company?
You do. We give you everything to send. If they have questions, we help you answer.
What if you don't find anything?
You pay nothing.
Is there a deadline?
Usually, and it can be short. Check your bill for the date and send it to us soon.
Is my information safe?
Yes. Uploads are encrypted and only our team sees them. We never sell or share your info.
Free check
Send us your audit bill.
We'll tell you if it's wrong within [X] business days. Free.
All we need to start is the bill.
If we find mistakes, we'll ask for these:
- Auditor's worksheet
- Your policy and quote
- Payroll records
- List of subs and their insurance certificates
- List of owners and officers